Using Your Insurance Benefits

Our services may be covered by your insurance plan but will depend on your specific plan’s benefits.

Some insurance plans may reimburse chiropractic care depending on your individual benefits. Our office is an out-of-network provider, which means payment is made at the time of service. Many of our clients are still able to receive reimbursement through their insurance plan.

Please complete the form below and we will help verify your benefits within 1–2 business days.

Far Hills Family Chiropractic serves families in Far Hills, Bedminster, Bernardsville, Basking Ridge, Peapack-Gladstone, and surrounding Somerset and Hunterdon County communities.

Your Insurance Questions Answered:

  • Many insurance plans include chiropractic benefits, though coverage varies depending on your specific plan. Some plans reimburse a portion of the visit after your deductible has been met. Because each policy is different, we recommend verifying your benefits before your first visit.

  • Yes. Chiropractic care is an eligible expense for Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA). Many clients use these funds to pay for their visits.

  • The cost of care depends on the type of visit and your individual care plan. Many patients find chiropractic care affordable, especially when using HSA/FSA funds or receiving reimbursement through out-of-network insurance benefits. We are happy to review options with you.

  • No. We do not bill insurance companies directly.

    Payment is made at the time of service. If your plan includes out-of-network benefits, you may submit documentation to your insurance company for reimbursement.

    Many clients prefer this model because it allows their care to be guided by their health goals rather than insurance restrictions.

  • Yes. Many our of clients are able to receive reimbursement through their out-of-network chiropractic benefits.

    If your plan includes out-of-network coverage, your insurance company may reimburse a portion of the visit after your deductible is met. Reimbursement amounts vary depending on the plan.

    We can provide documentation that you may submit to your insurance company for reimbursement.

  • The easiest way is to complete the Insurance Benefits Check form on this page.

    Our team will help verify whether your plan includes out-of-network chiropractic benefits and provide you with an estimate of what reimbursement may look like.

    You can also call the member services number on the back of your insurance card and ask if your plan includes out-of-network chiropractic benefits.

  • Coverage varies depending on your individual plan.

    Many insurance plans offer partial reimbursement for chiropractic care, especially with PPO plans. Some clients receive reimbursement for a portion of each visit once their deductible is met.

    Because every plan is different, we recommend verifying your benefits before your first visit.

  • Many chiropractors choose to remain out-of-network so they can provide care based on what clients need, rather than the limitations set by insurance companies.

    Insurance plans often restrict the number of visits or require certain diagnoses in order to cover care. Being out-of-network allows us to focus on long-term nervous system health, family wellness, and individualized care.

  • Yes. Many clients find chiropractic care to be very affordable, especially when using HSA/FSA funds or receiving insurance reimbursement through out-of-network benefits.

    We also offer care plans designed to make consistent care accessible for individuals and families.

  • We’re happy to help. If you have questions about your benefits or payment options, please contact our office or complete the Insurance Benefits Check form and our team will guide you through the process.

Many of our clients searching for a chiropractor in Somerset County wonder whether insurance will cover chiropractic care. While Far Hills Family Chiropractic is an out-of-network provider, many insurance plans still offer reimbursement for chiropractic services. Families from Far Hills, Bedminster, Basking Ridge, Bernardsville, and nearby communities often use their out-of-network benefits or HSA/FSA accounts to support their care. People seeking pregnancy chiropractic care, pediatric chiropractic care, or family chiropractic care often use their out-of-network insurance benefits to support their visits.